Four department joint document: developers must not refuse to buy housing people with provident fund loans

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original title: four department joint document: developers may not refuse to buy home buyers with provident fund loans

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December 26, according to the 26 website website of the Ministry of housing, recently, some real estate development enterprises refused to purchase the housing accumulation fund loans, which seriously damaged the legitimate rights and interests of the workers. To this end, the four departments of the Ministry of housing, urban and rural construction, the Ministry of finance, the people's Bank of China and the Ministry of land and resources jointly issued the notice on safeguarding the rights and interests of housing provident fund workers' housing loans, hereinafter referred to as the notice.

"notice" stipulates that housing provident fund management center should standardize the loan business process, reduce the time limit for examination and approval, and complete the examination and approval within 10 working days from the date of accepting the loan application. The trustee bank should timely accept the application of the housing accumulation fund loan and handle the relevant entrusted loan procedures, and the housing accumulation fund management center should strengthen the business assessment of the entrusted banks. The public housing provident fund loan business process, the examination and approval requirements, the handling location, the handling department and the running time limit, and the business outlets to be shown. Housing, urban and rural construction, real estate registration, people's Bank and other departments should establish housing accumulation fund loan business to handle information sharing mechanism, so that data can be run more and employees will not run or run away.

"notice" clearly, to improve the housing provident fund loan mortgage registration efficiency. The real estate registration authority shall strictly accept the application of the housing accumulation fund loan registration in strict accordance with the relevant provisions, and complete the mortgage registration process within 10 working days. The use of information technology and other technical means to further improve the housing provident fund loan mortgage registration efficiency.

"notice" requires that the housing construction Department of housing should strengthen the supervision of the real estate market. When real estate development enterprises sell commercial housing, they must provide written promise that they will not refuse to buy housing and use housing accumulation fund loans, and they will be publicized at the real estate sale site. real estate development enterprises should conscientiously fulfill their commitments, not to increase the housing sales price, reduce the price discount etc., restrict and obstruct and refused to purchase one use of housing provident fund loans, shall not require or disguised houses were required to sign a written document to voluntarily give up the rights of housing provident fund loans.

"notice" proposed that the joint punishment should be strengthened. The urban and rural construction departments and the housing provident fund management center should promptly investigate and deal with the problems of the rights and interests of the housing fund for workers and workers. To restrict, obstruct, refuse to use housing provident fund loans for housing development enterprises and sales intermediary agencies, should be ordered to reform. If the violation is serious and refuses to be rectify, it should be exposed publicly, and the enterprise credit system should be brought into the enterprise, and it should be seriously dealt with according to law.

, "notice" clearly, workers can be paid by 12345 civic hotline, 12329 housing provident fund service hotline and other channels, complaints, real estate development enterprises and housing sales intermediary agencies refuse housing accumulation fund loans. According to the complaint clue, the urban and rural construction department and the housing provident fund management center should respond quickly and investigate and deal with them in a timely manner.

"notice" requires housing, urban and rural construction departments and housing provident fund management centers to jointly carry out special rectification actions to refrain from using housing accumulation fund loans to buy houses, and crack down on violations of real estate development enterprises and housing sales agencies. At the same time, the Department of housing and urban construction in all provinces and autonomous regions should be strengthened to strengthen supervision and inspection. (in the new APP return to the Sohu, see more

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From: 四部门联合发文:开发商不得拒绝购房人用公积金贷款
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